Purchase conditions

Financing with PayBright

Buy now, pay later with PayBright

To make your life easier, we offer you the chance to pay your Hilo purchases in monthly installments with PayBright, from your bank account.  

Make easy monthly payments over 3, 4, 6, 12 or 24 months, with interest from 0%.


  Duration 3 and 4 months: 6 and 12 months: 24 months:
  Interest 0 % 9,95 % 12,95 %


Real-time decision

Real-time decision

Applying for PayBright financing is quick and easy – simply provide a few details about yourself and get a real-time decision so you can buy now and pay later.
Easy monthly payments

Easy monthly payments

Enjoy the convenience of automatic monthly payments with no hidden costs or surprises. You'll see your monthly payment amount before you confirm your payment plan, so you'll know exactly what you owe upfront.

How does it work?

  1. Select PayBright at checkout

    Add your items to your cart, enter your personal information, agree to the Hilo Contract, and select PayBright as your payment method. You’ll then be redirected to the PayBright app to apply for and view your payment plan details.

  2. Apply online

    Complete the simple online form on the PayBright website in under a minute and get an instant approval decision.

  3. Complete your order

    Confirm your payment terms and agreement with PayBright. We’ll then process your Hilo order right away.

Frequently asked questions

How do I use PayBright?

1. Select PayBright as your payment method at checkout.
2. Complete PayBright’s online form in under a minute and get an instant approval decision.
3. Confirm your payment plan with PayBright and return to Hilo to complete your order.
4. Make 3 to 24 monthly payments to PayBright while enjoying your smart home!

How do I make my monthly payments?

PayBright will help you set up convenient, pre-authorized payments via your bank account.

How much can I spend with PayBright?

PayBright financing is available for orders between $200 and $15,000.

Who can apply for PayBright financing?

PayBright payment plans are available to Canadian residents who have reached the age of majority, which is 18 or 19, depending on your province.

Can I use PayBright to finance only part of my purchase?

No, PayBright financing must be applied to your entire order.

Can I prepay my outstanding PayBright balance?

Yes, all PayBright payment plans can be prepaid at any time without penalty.

I was not able to set up a PayBright transaction. What happened?

Unfortunately, PayBright cannot provide payment plans to every applicant. This could be due to the information on your credit file, or because PayBright was not able to verify your identity or your payment method. For further information, please contact PayBright.

How do I access my Paybright account?

After you have completed your PayBright transaction, you can access your account here. If you have any questions or trouble logging in, please contact PayBright.

How do returns work if I paid with PayBright?

Purchases made using PayBright financing are subject to Hilo’s Return Policy. Any returns will be processed by Hilo, and your PayBright loan balance will be reduced or cancelled accordingly. If you have already made monthly payments, those will be refunded to you by PayBright.

What are the payment options?

Here is an example for an order of $1,000.


  Duration 3 to 4 months at
0 %
6 to 12 months at
9,95 %
24 months at
12,95 %
  Monthly payment $250 / month $87.89 / month $47.52 / month
  Interests $0 $54.68 $140.48
  Total $1000 $1054.68 $1140.48


Still have questions?

We’re here to help! Contact us.